Testosterone Replacement Therapy in in kerma, CA | TOP
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Testosterone Replacement Therapy in kerma, CA

Testosterone Replacement Therapy Kerma, CA

For most men, getting older is a distant thought; a time when bucket-list items are crossed off the list, financial goals are accomplished, and retirement awaits. But then, one day, we wake up and realize that we're not just getting older - we are older. Workouts in the gym start to cause more aches and pains the next morning. Keeping weight off around the midsection is much harder than it once was. Stretching before an impromptu game of basketball isn't just a good idea - it's necessary for you to perform. And that gets to the crux of what men hate most about aging - the inability to perform as they used to, whether it's in the bedroom or on the basketball court.

Unfortunately, there's no avoiding the inevitable. As men age, their testosterone levels deplete, causing a slew of mid-life maladies like:

  • Depression
  • Fatigue
  • Loss of Energy
  • Lack of Interest in Sex
  • Low Sex Drive
  • Can't Hold an Erection
  • Irritability
  • Weight Gain
  • Muscle Loss
  • Hair Loss
  • Nagging Injuries
 TRT Kerma, CA

If you're a man in his 30s or 40s, and you feel like you're dragging your feet through life with no upside, don't lose hope. Millions of men just like you are experiencing the same symptoms and feelings that you're suffering through. In fact, almost 75% of men live life with undiagnosed low testosterone.

Unlike those men, however, you don't have to settle for the effects of aging. There are easy, science-backed solutions available to you right now. If you're ready to reclaim the looks and feel of your prime, testosterone replacement therapy (TRT) may be for you. TRT in kerma, CA bridges the gap between your old life with low-T and the new, more virile version of you. That's where Testosterone Optimization Program comes in - to facilitate your transition to a new life with optimal testosterone levels. With TOP by your side, you'll have the guidance and tools to get back on track with personalized TRT plans.

But to understand the life-changing benefits of TOP, you've got to first understand testosterone, the symptoms of low-T, and how TRT works to replenish this much-needed hormone.

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Did you know that one in five men over the age of 45 exhibit signs of low testosterone? Male testosterone levels begin dropping gradually as soon as age 30. As men age and start to question their sexual health, some of the top symptoms they report are low libido, erectile dysfunction, and delayed ejaculation. When combined, these symptoms can lead men to develop self-image issues, experience poor relationships, and even have a lower quality of life.

But for men living with low-T, a clear path has been paved toward relief. That path starts with the Testosterone Optimization Program. TOP was founded to give men with low-T a new lease on life - one that includes less body fat, fewer performance issues in the bedroom, and more energy. If you're ready to feel and look younger, it's time to consider testosterone replacement therapy from TOP. TRT in kerma, CA, is safe, streamlined for convenience, and personalized to your unique needs. That way, you can age on your own terms and love life as you did in your prime.

Patients choose TOP because we take the time to learn about your low-T symptoms and provide personalized, in-office treatment. Other benefits include:

  • Blood Tests to Determine Low-T Diagnosis
  • Personalized TRT Plans Based on Your Goals
  • No Need for Trips to the Pharmacy
  • In-Office Intramuscular TRT Injections
  • TRT Provided by Licensed Doctors
  • Clean, Comfortable, and Calming TRT Clinic in Fresno
  • Many Men Experience Results Quickly

How the TOP Program Works

Most TRT therapy patients start seeing results just 2-5 weeks after beginning treatment. Some men take just a few months to experience the full benefits of male hormone replacement therapy. Through the treatment plan our low testosterone doctors create specifically for you, they can help alleviate most, if not all, of the symptoms associated with low testosterone.

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Latest News in kerma, CA

San Angelo Central QB Malachi Brown named Offensive MVP of District 2-6A

San Angelo Central senior quarterback Malachi Brown was named the Offensive MVP on the All-District 2-6A Football Team, which was released Sunday.Brown, a three-year starter for the Bobcats, threw for 2,744 yards and 30 touchdowns in 10 games, while also rushing for a team-high 629 yards and eight TDs.He broke Central's single-game record with six TD passes against Midland High.More:...

San Angelo Central senior quarterback Malachi Brown was named the Offensive MVP on the All-District 2-6A Football Team, which was released Sunday.

Brown, a three-year starter for the Bobcats, threw for 2,744 yards and 30 touchdowns in 10 games, while also rushing for a team-high 629 yards and eight TDs.

He broke Central's single-game record with six TD passes against Midland High.

More:YEAR IN REVIEW: Top 10 sports newsmakers of 2020 in the San Angelo area

The Bobcats' had seven other players earn first-team all-district honors — wide receivers Jalen Leifeste and Seth Levesque, offensive lineman Chris Muns, defensive linemen Dwayne Huff and Ceasar Saldana, linebacker Ty Casey and punter Ashton Hartsfield.

Huff was a unanimous selection on the defensive line.

Central also had four second-team picks — wide receiver Tyler Hill (who is projected to be the starting quarterback next year), linebacker Bryson McNutt, and defensive linemen Monte'Vious Dobbins and Eli Salinas.

Earning honorable mention were wide receivers Tripp Noble, Cayden Box and Weston Hill, running back Samuel Navarrette, offensive linemen Kobe Moore and Andres Sanchez, free safety Kyson Snelson, defensive tackle Ashton Hartsfield, cornerback Kayden Hameister, strong safety Jacob O’Dell and defensive back Malik Haywood.

Midland Lee quarterback Mikey Serrano was named district MVP, while Lee linebacker Wesley Smith was the Defensive MVP.

Odessa Permian wide receiver Shy Stephens-Deary was the Offensive Newcomer of the Year. Abilene High defensive back Noah Hatcher was the Defensive Newcomer of the Year.

Permian's Jeff Ellison was named Coach of the Year.

Permian and Lee shared the district title, while Central was third and Abilene High was fourth.

They all won their first-round playoff game, and Abilene High won its second-round game before losing 38-21 to Denton Guyer last week.

All-District 2-6A Football Team

x-unanimous selection

District MVP — Mikey Serrano, QB, Sr., Midland Lee

Offensive MVP — Malachi Brown, QB, Sr., San Angelo Central

Defensive MVP — Wesley Smith, LB, Jr., Midland Lee

Offensive Newcomer of the Year — Shy Stephens-Deary, WR, Sr., Odessa Permian

Defensive Newcomer of the Year — Noah Hatcher, DB, Soph., Abilene High

Coach of the Year — Jeff Ellison, Odessa Permian

FIRST TEAM OFFENSE

Quarterbacks — x- Mikey Serrano, Sr., Midland Lee; x- Malachi Brown, Sr., San Angelo Central; x- Harper Terry, Sr., Permian.

Running backs — x- Makhilyn Young, Jr., Midland Lee; Phonzo Dotson, Sr., Abilene High; Daniel Garcia, Sr., Midland High.

Fullback — Aidan Acosta, Jr., Midland Lee.

Receivers — x-Shy Stephens-Deary, Permian; x-Christian Romero, Midland Lee; Jeshari Houston, Sr., Abilene High; Shemar Davis, Sr., Midland Lee; Terran Limuel, Sr., Permian; Seth Levesque, Sr., San Angelo Central, Jalen Leifeste, Sr., San Angelo Central.

Tight end — Tyson Moore, Jr., Abilene High.

Offensive line — Keegan Copher, Sr., Abilene High; Cade Owen, Jr., Permian; Garrett Whitehill, Jr., Midland Lee; Harris Sewell, Soph., Permian; Trevor Van Husen, Jr., Midland Lee; Chris Muns, Sr., San Angelo Central.

Kicker— x-Gunner Meade, Jr., Midland Lee

Utility— Terran Limuel, Sr., Permian.

FIRST TEAM DEFENSE

Defensive line — x- Kameron Curry, Jr., Midland Lee; x- Dwayne Huff, Sr., San Angelo Central; Dylan Worgull, Sr., Abilene High; Christian Olivas, Sr., Midland Lee; William Payne, Sr., Permian; Ceasar Saldana, Sr., San Angelo Central.

Inside linebackers — x- Elijah Nunez, Sr., Midland Lee; x- Wesley Smith, Jr., Midland Lee; Jayton Stuckey, Jr., Abilene High; Ty Casey, Jr., San Angelo Central.

Outside linebackers — x- Amarion Garrett, Sr., Permian; Jacob Maltos, Sr., Midland Lee.

Cornerbacks — Tre Hubert, Sr., Midland Lee; Corey McCoy, Jr., Permian.

Safeties — x-Noah Hatcher, Soph., Abilene High; Jalon Robertson, Sr., Midland Lee; Kayden Baze, Jr., Permian.

Punter — Ashton Hartsfield, Sr., San Angelo Central.

SECOND TEAM OFFENSE

Quarterbacks — Abel Ramirez, Jr., Abilene High.

Running backs — Da’King Thomas, Jr., Abilene High; William Bayouth, Sr., Wolfforth Frenship; Andy Castillo, Sr., Permian

Fullback — Taija Smith, Jr., Wolfforth Frenship.

Receivers — Nate Seballos, Sr., Abilene High; Klein Coker, Sr., Wolfforth Frenship; Carson Miller, Sr., Wolfforth Frenship; Nate Suttle, Jr., Midland Lee; Tyler Hill, Soph., San Angelo Central.

Tight end — Perry Gonzales, Sr., Odessa High.

Offensive line — Seth Heller, Jr., Midland Lee; Isaiah Kerma, Soph., Wolfforth Frenship; Carlos Garcia, Sr., Midland Lee; Zach Killam, Jr., Abilene High; Cooper Sheehan, Jr., Permian.

Kicker— Anthony Ramirez, Jr., Abilene High.

Utility— Shemar Davis, Sr., Midland Lee.

SECOND TEAM DEFENSE

Defensive line — Martin Castaneda, Sr., Midland Lee; Monte’Vious Dobbins, Sr., San Angelo Central, Marteis Rogers, Sr., Permian; Eli Salinas, Sr., San Angelo Central.

Inside linebackers — Peyton Sharp, Jr., Permian; Bryson McNutt, Jr., San Angelo Central.

Outside linebackers — Nathaniel Guzman, Sr., Abilene High, Sr., Parker Gwilliam, Sr., Permian.

Cornerbacks — Brooks Hocut, Jr., Wolfforth Frenship; Canyon Moses, Soph., Midland Lee.

Safeties — Stefano Sanchez, Sr., Wolfforth Frenship; Brannan Mannix, Jr., Midland High.

Punter — Aaron Hernandez, Sr., Odessa High.

HONORABLE MENTION

San Angelo Central — Kyson Snelson, Sr., FS; Tripp Noble, Sr., WR: Cayden Box, Jr., WR; Ashton Hartsfield, Sr., DT: Weston Hill, Sr., WR: Kayden Hameister, Jr., CB: Jacob O’Dell, Sr., SS; Malik Haywood, Sr., DB, Samuel Navarette, Jr., RB; Kobe Moore, Jr., OL; Andres Sanchez, Jr., OL.

Abilene High — Jackson Wilson, Jr., RB; Frederick Johnson, Sr., WR; Gabe Allelo, Jr., OL; Keanu Graves, Sr., OL; Jaycob Parker, Soph., DL; Maison Dickinson, Jr., LB: Steven Leija-Mendez, Sr., LB; Joseph Woodyard, Sr., S; Jaryn Talmedge, Sr., CB; Alquan Livinston, Jr., CB.

Midland High — Jakob Vines, Jr., WR: Landry Walls, Jr., QB; Luke Manning, Jr., WR; Brianzai Perez, Jr., WR: Matteo Houston, Jr., LB; Caden Pyles, Sr., OL: Brett Canis, Sr., OL; Daniel Magallanes, Sr., OL: Donovan Valles, Sr., OL.

Midland Lee — Finley Higgins, Sr., S.

Odessa High — Diego Cervantes, Jr., QB; Jesse Cervantes, Sr., DB; Jovanni Flotte, Sr., WR; Caleb Poitevint, Sr., DL; Shawn Ruiz, Jr., Tim Avila, Sr., LB; Saul Anguiano, Sr., OL; Gary Brooks, Sr., DL: Aaron Hernandez, Sr., LB.

Permian — Joaquin Gonzales, Sr., DE: Bryce Woody, Soph., S; Jayden Pruitt, Soph., CB; Drake Womack, Jr., DL: Lucas Salazar, Jr., Slot; Rodney Hall, Soph., Utility; Cade Tschaunder, Sr., WR

Wolfforth Frenship — Andrew Braddock, Jr., WR; Tye Johnson, Sr., OL; Karson Jones, Jr., OL; Tristan Laughlin, Sr., LB; Jake Gilbert, Sr., LB: Brady Wolfe, Sr., DB; Kaden Meier, Jr., OL; Jon Olivarez, Jr., K: David Kirkpatrick, Sr., DL; Alex Briggs, Sr., DL; Trace Buchanan, Sr., DL; Colton Kiser, Jr., DB; Kyle McCormick, Jr., DL.

Ancient Nubia: A Brief History

Several pyramids dot the landscape at Meroe, which became the Nubian capital about 300 B.C. (Image credit: Martchan/Shutterstock) They battled the Romans, ruled Egypt as pharaohs and constructed vast fields of pyramids. They are the Nubians, and they are not a "lost civilization" but rather a people who are with us today, based in what is now Sudan and southern Egypt.In ancient times, some of their rulers ...

Several pyramids dot the landscape at Meroe, which became the Nubian capital about 300 B.C. (Image credit: Martchan/Shutterstock)

They battled the Romans, ruled Egypt as pharaohs and constructed vast fields of pyramids. They are the Nubians, and they are not a "lost civilization" but rather a people who are with us today, based in what is now Sudan and southern Egypt.

In ancient times, some of their rulers were woman who were sometimes referred to in ancient texts as "Candaces" or "Kandakes." Archaeologists have found carved images of them revealing that they sometimes liked to be depicted overweight.

The ancient Nubians were also well known for their archery skills, and the Egyptians sometimes called their land "Ta-Seti," which means "land of the bow." Nubian rulers, including the female rulers, were often buried with archery equipment, such as stone rings designed to make it easier to fire off arrows.

Today, archaeological remains of the Nubians can be found throughout Sudan and southern Egypt and date from prehistoric to modern times. There are numerous archaeological projects investigating these remains and new discoveries continue to be made.

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(Image credit: hecke61/Shutterstock)

Kerma

The first hominids likely ventured into what is now Sudan and southern Egypt more than 1 million years ago. By 7,000 years ago people in the region were moving from a hunting-and-gathering lifestyle to a lifestyle based around herding domesticated animals, wrote David Edwards, a lecturer in archaeology at the University of Leicester, in his book "The Nubian Past: An Archaeology of Sudan" (Routledge, 2004). Agriculture and permanent settlements began to appear in the time afterward.

Around 4,500 years ago a large settlement grew at the site of Kerma, just north of the third cataract of the Nile River (the cataracts are shallow areas containing natural obstacles that make travelling by boat difficult). The people who lived at Kerma did not use a writing system; however, the ancient Egyptians referred to the area that they controlled as "Kush."

Kerma has been excavated by a Swiss team for more than 30 years. The team has discovered the remains of temples, cemeteries and a city wall with bastions. Their discoveries reveal that the city was a center for trade with gold, ivory and cattle among other commodities being traded by Kerma's inhabitants. The exact amount of territory that Kerma controlled is uncertain, but it appears to have encompassed part of what is now Sudan and southern Egypt.

Egyptian occupation

Around 3,500 years ago, Egypt grew increasingly powerful and envious of Kerma's resources. They launched a series of military campaigns that destroyed Kerma and led to the occupation of Nubia. The pharaohs of Egypt sent governors to administer Nubia and used a series of towns as hubs to control it.

One of these towns is now an archaeological site called "Amara West" and is being excavated by a British Museum team. The team found that some of the people at Amara West were buried with scarabs that have the name of Egyptian pharaohs inscribed on them. "Ramesses, beloved of Amun-Ra and Ra-Horakhty, born of the gods, who founded the Two Lands," reads one scarab in translation.

Independence and rule of Egypt

Egyptian power declined around 3,000 years ago with its central government falling apart. A number of factors, including attacks by a group that archaeologists sometimes call the "Sea People," played a role in this decline and government fragmentation.

As Egypt's power waned, the Nubians began to re-assert their independence. A kingdom based at a city called Napata, located near the fourth cataract of the Nile River, grew increasingly powerful. Napata's territory expanded, and during the reign of King Piye (reign ca 743–712 B.C.), it expanded north of the first cataract, conquering Egypt itself.

The Nubian kings ruled Egypt as pharaohs, establishing what is sometimes called the "25th dynasty" of Egypt. The Nubian kings not only adopted Egyptian titles but also Egyptian writing and Egyptian pyramids. The Nubian pharaohs commissioned lengthy inscriptions that recorded their titles and deeds, and pyramid building took off in Nubia in a big way. Archaeologists have found fields of pyramids. In one recently uncovered cemetery, located at a site now called "Sedeinga," they found no less than 35 pyramids.

The kings of Nubia battled the ancient Assyrians. A passage in the Hebrew Bible indicates that one important battle was fought during the reign of Taharqa (reign ca. 690–664 B.C.) and took place not far from Jerusalem.

The Assyrians proved to be a stubborn foe, eventually driving Taharqa from the Egyptian capital of Memphis. The Nubians lost the last of their Egyptian territories during the reign of Tanutamani (reign ca. 664–653 B.C.).

Move to Meroe

After the Nubians were driven out by the Assyrians, Egypt was ruled by a succession of foreign powers including the Persians, Macedonians and Romans. There were only brief periods when Egypt was fully independent.

The Nubians had to contend with this succession of foreign powers to the north, and around 300 B.C. moved their capital south of Napata to a city called Meroe. At their new capital, the Nubians built a number of palaces, temples and pyramids. The Nubians also developed their own writing system, which today is only partially deciphered and now called "Meroitic."

Ancient texts and archaeological remains show that the Nubians also battled the Roman Empire. One famous archaeological find, made at Meroe in 1910, is a bronze head of the Roman Emperor Octavian (later called Augustus). Archaeologists presume that it was captured during a Nubian raid into Roman Egypt and was brought to Meroe as a sort of prize. Ancient records indicate that Rome and Meroe agreed to a peace treaty around 20 B.C.

The next few centuries brought a period of relative stability with the relationship between Meroe and Rome becoming mainly one of trade. Archaeological evidence indicates that Meroe declined around A.D. 300. Scholars have suggested a number of reasons for this decline, including desertification and loss of trade routes.

People in the Roman Empire converted to Christianity on a large scale during the fourth and fifth centuries A.D., and Christianity also began to make its way into Nubia. When Meroe collapsed it was a series of Christian kingdoms, including the kingdom of Makuria, which rose in its place. These new Christian kingdoms built cathedrals and supported monasteries. A number of new languages including Coptic and a language which modern-day scholars call "Old Nubian" flourished in Nubia.

Shoppers stroll through the central market in Aswan, in southern Egypt. (Image credit: Olga Vasilyeva/Shutterstock)

Ongoing history

Nubia is not a "lost civilization," and today the Nubians live on in Egypt, Sudan and other countries. The total population is uncertain.

In recent times, the Nubians have had problems with development and discrimination. The construction of the Aswan High Dam (completed in 1970) led to the flooding of areas of southern Egypt that were part of the Nubians' ancient homeland. During construction of the dam, the Nubians were removed from their villages and they have been seeking compensation ever since. They have also been seeking the right to return to villages that have not been flooded.

In Sudan, a series of dams are being planned that, if built, would flood another part of the Nubians' ancient homeland, leading to more Nubians being displaced. In addition to these planned dams, the Merowe Dam is already in operation and has displaced more than 50,000 people.

Additional resources

Owen Jarus is a regular contributor to Live Science who writes about archaeology and humans' past. He has also written for The Independent (UK), The Canadian Press (CP) and The Associated Press (AP), among others. Owen has a bachelor of arts degree from the University of Toronto and a journalism degree from Ryerson University.

Color-Coded Radiation Monitoring: Coming to a Cath Lab Near You

Use of a system that graphically conveys a patient’s skin dose distribution was associated with lower air kerma values during PCI. By L.A. McKeown An innovative system, one that tracks radiation beam movement and provides feedback to operators in the form of a color-coded display on the peak skin doses of radiation their patients are receiving, has the potential to substantially reduce the amount of radiation used during PCI, a new s...

Use of a system that graphically conveys a patient’s skin dose distribution was associated with lower air kerma values during PCI.

By L.A. McKeown

An innovative system, one that tracks radiation beam movement and provides feedback to operators in the form of a color-coded display on the peak skin doses of radiation their patients are receiving, has the potential to substantially reduce the amount of radiation used during PCI, a new study suggests.

Moreover, having the real-time 3-D color graphic, which is shaped like the human body, at hand and using it as a guide during procedures does not add to fluoroscopic or procedural time, report Eiji Ichimoto, MD (Englewood Hospital and Medical Center, Englewood, NJ), and colleagues.

“The skin dose distribution map on the realistic patient graphic and the displayed X-ray beam location can facilitate the management of peak skin dose and reduction of the risk of deterministic injury by avoiding areas approaching skin dose thresholds,” the author write in their paper published online May 30, 2017, in Catheterization and Cardiovascular Interventions.

Their study looked at 323 patients undergoing either diagnostic angiography or PCI at their institution between September 2014 and June 2015; patients were assigned to undergo the procedure with or without use of a skin dose-tracking system (Dose Tracking System, Toshiba America Medical Systems, Tustin, CA). The system is situated adjacent to the fluoroscopy image and displays both numerical and graphic indications of peak radiation skin dose. To track this, it follows beam movement for each projection to obtain a spatial dose distribution map of the patient. The display is blue at the beginning of procedure, turning yellow when peak skin dose reaches 2,000 mGy, and red when it is greater than 3,000 mGy.

Baseline characteristics were similar between patients undergoing angiography with or without dose tracking, as well as between those undergoing PCI with or without dose tracking.

With diagnostic angiography, the system had no impact on radiation use. However, in the PCI groups, reference air kerma (204.6 mGy vs 294.2 mGy; P = 0.016), kerma area product (17.8 Gycm2 vs 25.2 Gycm2; P = 0.019), and number of cine runs (12.8 vs 15.5; P = 0.013) were lower for the patients in whom the dose tracking system was used.

Up Next: Color Standards

In an interview with TCTMD, Stephen Balter, PhD (Columbia University Medical Center, New York, NY), said the concept of the color-coded dose tracking for individual patients is not new, though it is not onboard most interventional systems in use today.

“This has been around in one form or another since the late 1990s, . . . and there are a couple of versions of this from various manufacturers,” he said. “But what’s happening now is it’s becoming part of the international standards for new equipment. In a couple of years all new interventional equipment will have this capability.” He predicted the time frame to be approximately 2019, by which time some version of the dose tracking system will be pre-installed, possibly with the option for an operator to turn it on or off.

But before that can happen, Balter, who is on the committee that writes the standards, said all commercially available versions must have a universal color system, something that is not the case today.

“All the manufacturers have their own ideas of what [the colors] should be, and it’s very confusing between systems,” he noted. “We’re starting with the professional societies to have them come up with a color code that they want. The equipment originally will come out with what the manufacturers want, but once the professional societies agree [to a color system] they can just load up the standard code.”

As for the finding that the dose tracking system is most useful for interventional procedures rather than diagnostic angiography, Balter said that makes sense because of the increased decision-making required in PCI, for example, compared with a standard diagnostic study.

On the flip side, Balter said operators can get the same radiation-reducing results without the color coding by paying careful attention to the air kerma and kerma area product measurements.

He added that operators in the current study obtained most of their dose saving by using less cine, which they probably did by storing more fluoro. “You can be aware of this even without having the color picture. This is about dose awareness in general. The color coding adds another dimension to show how the skin was painted with radiation,” he said, adding that knowing when radiation doses are creeping too high is important not just for the patient, but also for operators and other staff in the room.

Photo Credit: Toshiba Medical Systems, captured from: https://youtu.be/BcdOp8-sGLg

by L.A. McKeown Editor, Cath Lab Forum

L.A. McKeown is a Senior Medical Journalist for TCTMD, the Section Editor of Cath Lab Forum, and Senior Medical…

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Intuit Pauses Hiring at Credit Karma Unit on ‘Revenue Challenges’

(Bloomberg) -- Intuit Inc. is pausing hiring in its Credit Karma unit as souring business sentiment is slowing the pace of lending.Almost all new hiring in the division will be paused as the company sees “revenue challenges due to the uncertainty of the economic environment,” Chief People Officer Colleen McCreary wrote in a letter to employees last Sunday that was shared with Bloomberg. Departing workers will continue to be replaced, and there will be no pay cuts, she wrote.“Our partners worry about lending pr...

(Bloomberg) -- Intuit Inc. is pausing hiring in its Credit Karma unit as souring business sentiment is slowing the pace of lending.

Almost all new hiring in the division will be paused as the company sees “revenue challenges due to the uncertainty of the economic environment,” Chief People Officer Colleen McCreary wrote in a letter to employees last Sunday that was shared with Bloomberg. Departing workers will continue to be replaced, and there will be no pay cuts, she wrote.

“Our partners worry about lending products among high inflation, potential for rising unemployment and the possibility of recession, which results in fewer opportunities for us to provide products for a broader range of members,” according to the letter.

Many tech companies and startups have paused hiring or cut jobs this year amid a tough economic environment. After the Credit Karma hiring freeze email went out, employees and prospective new hires turned to the anonymous online forum Blind to discuss whether pending job interviews and offers would be kept. In her email, McCreary said that 500 new segment employees have joined in the past five quarters, and there are about 100 people that have either been given an offer, or accepted one and haven’t started yet.

Intuit shares fell as much as 9.5% Tuesday in New York, the biggest intraday decline in almost six months. The stock had dropped 34% this year through Monday’s close.

The reaction is “likely reminding investors that it is tough to find ‘safe places’ in a broad downturn,” wrote Barclays analyst Raimo Lenschow. It may also signal investor fear in additional Intuit weakness beyond Credit Karma, wrote BMO Capital Markets analyst Daniel Jester.

“Like most companies, Credit Karma is keeping a close eye on the current economic conditions and we have gotten more conservative with our hiring,” a Credit Karma spokesperson said. “We are still hiring for some open roles but this move allows us optionality as a business.”

Credit Karma, which provides credit scores and connects users to loans, was acquired by Intuit for $7.1 billion in February 2020. It has been among the fastest-growing segments in Intuit’s portfolio, with sales expanding as much as 48% in 2022’s third fiscal quarter. However, the company sees a slowdown to 10% to 15% growth in fiscal year 2023.

Intuit is set to report earnings at the end of the month, and has projected revenue growth of about 24%. Bloomberg Intelligence analyst Niraj Patel wrote that worsening small business sentiment and tight consumer budgets could make it hard to meet this guidance.

(Updates with comments from analysts in the sixth paragraph.)

©2022 Bloomberg L.P.

2021 Karma GS-6 and Revero GT

Overview The 2021 Karma lineup consists of a single, dramatic looking, lavishly appointed sedan with three available powertrains. The GS-6 is powered by a plug-in hybrid powertrain. The forthcoming Revero GT is also a plug-in hybrid that the company claims will offer far more performance than the GS-6. The third member of the Karma family is the all-electric GSe-6, which will have a claimed driving range of more than 300 miles. All three Karma models feature a four-seat configuration within a lengthy wheelbase that ...

Overview

The 2021 Karma lineup consists of a single, dramatic looking, lavishly appointed sedan with three available powertrains. The GS-6 is powered by a plug-in hybrid powertrain. The forthcoming Revero GT is also a plug-in hybrid that the company claims will offer far more performance than the GS-6. The third member of the Karma family is the all-electric GSe-6, which will have a claimed driving range of more than 300 miles. All three Karma models feature a four-seat configuration within a lengthy wheelbase that aligns with full-size luxury barges like the Audi A8 and Mercedes-Benz S-class. But the Karma trios' overall dimensions are similar to premium mid-size sports sedans such as the BMW 8-series Gran Coupe and Porsche Panamera. Karma lavishes them with high-end cabin materials and bespoke options as well as an assortment of popular and high-tech features. The GS-6's hybrid system generates a combined 536 horsepower and has an EPA-rated electric-only range of up to 61 miles. The all-wheel-drive Revero GT is expected to have more than 1100 horses, but we're still waiting for the company to release full details.

What's New for 2021?

Following the bankruptcy and sale of Fisker Automotive to Chinese auto-parts maker Wanxiang in 2014, the fantastical styling and other componentry of the original plug-in-hybrid Fisker Karma sedan were repurposed by the new owners. The reborn carmaker is known as Karma Automotive, is based in California, and is looking to make its one-car portfolio appeal to a wider audience. To that end, it has introduced the 2021 GS-6 as a more affordable version of the Revero. The rebadging means the entry-level GS-6 has a starting price that undercuts the upcoming version of the more powerful Revero GT by nearly $61,000. Karma will also offer a pure-electric model, the GSe-6, in the fourth quarter of 2021.

Pricing and Which One to Buy

We think the standard GS-6 is the best value because the surcharge for the Luxury and Sport trims is primarily for cosmetic upgrades.

Engine, Transmission, and Performance

Every GS-6 features a plug-in-hybrid powertrain that utilizes a BMW-sourced turbocharged 1.5-liter three-cylinder engine that essentially acts as a generator for the sedan's dual rear-mounted electric motors. They produce a combined output of 536 horsepower and 550 pound-feet of torque. Karma says this setup allows the sedan to accelerate from zero to 60 mph in 4.5 seconds. The example we drove provided fun take-offs with the selectable launch mode, but the battery needs to be at least 90 percent charged for such shenanigans. The pricier GS-6 Sport benefits from an additional 74 pound-feet of torque and different tuning that reduces its claimed zero-to-60-mph time to 3.9 seconds. A set of 21-inch wheels are standard and 22-inchers are optional. We don't have much technical information on the upcoming GSe-6 or the Revero GT, but Karma says the latter will have all-wheel drive and more than 1100 horsepower.

Range, Charging, and Battery Life

The all-electric, rear-drive GSe-6 will have a battery pack with a usable capacity of 103 kWh that's expected to provide a driving range of more than 300 miles. While we don't yet know its charging times, we know it'll be compatible with fast charging. The battery in the plug-in-hybrid variants provide between 54 and 61 miles of pure-electric driving depending upon wheel size. Karma says their battery can be replenished from 5 to 95 percent in four hours with a 240-volt outlet and in 34 minutes with a 480-volt DC fast charger.

Fuel Economy and Real-World MPG

Those who opt for the larger 22-inch-wheel option on the GS-6 or Revero GT will see a lower MPGe rating, according to government estimates. The GS-6 with 21-inchers carries a 70 MPGe rating while the larger rollers drop that figure to 62 MPGe. We will see how those forecasts fare in the real world once we test run on our 75-mph highway fuel-economy route, which is part of our extensive testing regimen. For more information about the GS-6 and Revero GT's fuel economy, visit the EPA's website.

Interior, Comfort, and Cargo

Inside, the Karma GS-6 and Revero GT have a similar design and layout to the original Fisker Karma that debuted over a decade ago. However, the new versions have more modern features, such as a fully digital gauge cluster. The cabin is still beautifully stitched together with leather surfaces and appointed with rich materials that include wood or carbon fiber. One thing that's unusual about the sedan's interior is its standard four-seat configuration, with passengers on each side being separated by a center console that spans the length of the interior. Beneath this tunnel is the car's battery pack and above it are cupholders, storage compartments, and window switches for folks in both rows.

Infotainment and Connectivity

Implanted in the middle of the Karma sedan's dashboard is a 10.2-inch touchscreen that acts as the control center for its infotainment system. Along with the ability to accept over-the-air updates, the unit includes Apple CarPlay and Android Auto. The Karma app also allows users to remotely lock or unlock the vehicle's doors, access its charging schedule, and activate its preconditioning system.

Safety and Driver-Assistance Features

Although Karma doesn't currently have any noteworthy self-driving features like Tesla's Autopilot or GM's Super Cruise, it does have a sizable roster of contemporary driver-assistance technology. For more information about the GS-6 and Revero GT's crash-test results, visit the National Highway Traffic Safety Administration (NHTSA) and Insurance Institute for Highway Safety (IIHS) websites. Key safety features include:

Warranty and Maintenance Coverage

Karma's limited warranty matches luxury stalwarts such as BMW and Porsche, and its powertrain coverage is longer than both of them by two years and 30,000 miles. The German automakers offer some level of complimentary maintenance, though.

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